Claimaro vs Javelina (Mphasis Javelina)

Javelina, an Mphasis product, formerly developed by Eldorado. Has been a fixture of claims administration software for a long time. If you’re searching for a Javelina alternative, you’re probably a third-party administrator (TPA), health sharing ministry, or self-funded group that’s outgrown what legacy benefits administration platforms can do, and what they cost. Here’s the case for Claimaro. Competitor details below reflect Javelina’s publicly available materials as of November 2026.

Why teams leave Javelina

The economics punish you for operating. Published industry benchmarks, the same ones behind our pricing calculator, put mid-market TPA platforms generally at $25K to $150K in one-time setup plus $11K to $78K per month once base fees, PMPM, and per-claim charges stack up. Mphasis doesn’t publish Javelina pricing, so your number comes from a sales process. Where a vendor charges per claim, every claim your team processes bills you again.

Zero per-claim fees, ever. Claimaro will never bill you for processing a claim. Your claim volume can double, your adjudication team can have its best month in history, and your platform cost doesn’t move a dollar. In a market that charges $0.50 to $2 every time you do your job, no single line item matters more.

Growth tooling is a different category. Javelina is claims administration software, adjudication, billing, membership, portals, and Mphasis offers a separate enrollment-as-a-service product (EnrollEnrich.io). We did not find a CRM, email and SMS campaigns, or e-signature in Javelina’s published materials, and for healthshares and self-funded groups that grow through enrollment, those tools often come from three or four other vendors, each with its own contract, login, and sync problems.

A different generation of software. Javelina was introduced by Eldorado in 2008 and is now offered by Mphasis. Claimaro was built cloud-native from the start, with per-tenant data isolation and same-week provisioning as the starting point.

What you get instead

One platform, including the growth stack. Claims adjudication with a priority-based rules engine, native X12 EDI (837 intake, 835 generation, eligibility, clearinghouse), benefit plan builder, member dues billing (optional) across Stripe, NMI, and Authorize.net, member and provider portals with PDF EOBs and ID cards, plus the full CRM, enrollment funnels, email/SMS marketing, workflow automations, and native e-signature. Claim lines carry drug NDC, quantity, and unit, and staff can attach files to claims. One system, one login, one invoice. See the full healthcare claims processing workflow, intake to payment.

Backoffice for TPAs. A TPA or group with several plan accounts gets a Backoffice console with a dashboard of those accounts. The group’s own people manage it, with roles and invites, and Help Center pages sit inside it.

Modern architecture. Every tenant runs on its own isolated database, not rows in a shared schema. New environments provision in minutes. HIPAA-grade controls on SOC 2 Type II infrastructure, PII masking, always-on audit logging, role-based access, encryption everywhere, are in the product, with a BAA for every customer.

Pricing you can read before a sales call. Claimaro starts at $3,500/month + $5.00 down to $2.00 PMPM with a $15K setup, published on our pricing page, with zero per-claim fees. Against the $25K to $150K setups and five-figure monthly invoices typical of this market, most teams see six-figure year-one savings. Don’t take our word for it: run your own member count through the calculator.

Built for your segment. Sharing-ministry vocabulary, contribution tracking with optional per-member share accounts, household enrollment, and growth tooling are first-class features, not customizations bolted onto an enterprise payer system.

Side by side

Javelina capabilities are drawn from Mphasis’s published brochures and site as of November 2026. Cost ranges are published industry benchmarks for mid-market TPA platforms generally, not vendor-published prices, see the assumptions on our pricing calculator; actual quotes vary by scope.

What switching looks like

A move to Claimaro is a guided project our team runs with you:

1. Plans are rebuilt in Claimaro’s plan builder, with your existing plan codes mapped as aliases.
2. Members and households come in through the CSV import wizard, upload, map columns, verify, run.
3. Claims history imports through a dedicated claims importer so member service history is visible from day one.
4. Accumulator balances and provider data are sequenced into cutover planning with our onboarding team, so a mid-year switch doesn’t reset anyone’s deductible progress.
5. EDI cutover, clearinghouse connections and trading-partner setup are configured alongside your existing feeds before you flip.

We scope all of it with you before you sign anything, you’ll know exactly what your migration looks like before you commit.

Not switching off a legacy system but building from scratch, a new client who called with nothing but a spreadsheet, a new plan, a new program? Then the question isn’t what to migrate, it’s what to stand up. Here’s the seven-system software stack it takes to run a TPA, all in one platform.

The Javelina alternative built for how you actually operate

If your operation is a healthshare, self-funded group, or growing TPA, you’re not the enterprise payer Javelina is built to serve, you’re the customer it’s priced against. Claimaro is claims administration software that replaces Javelina and the three or four growth vendors around it with one platform: claims adjudication, X12 EDI, enrollment, billing, member portals, CRM, and marketing in a single system that provisions in minutes instead of an implementation cycle, at a fraction of the cost, with zero per-claim fees, ever. Run your member count, then get a walkthrough. Twenty minutes, your plan design, live.