Who we serve

Two communities.
One operating model.

Self-funded groups and sharing ministries share the same mechanics — a pooled fund, enrolled members, medical bills shared across the community. Claimaro is built for both.

Self-funded groups

Run your own health plan with modern software.

Employers, associations, and collectives self-funding medical benefits need an operating system, not another legacy TPA. Claimaro gives you the full lifecycle — plan configuration, eligibility, claims, finance — without building it in-house.

  • Multi-plan, multi-tier configuration
  • Stop-loss tracking & claim triggers
  • Accumulators (deductible, OOP, sharing limits)
  • TPA workflows and adjudicator permissions
  • QuickBooks & bank reconciliation exports
  • Open API for carrier and reinsurer integrations
Talk to us
Plan configuration
Acme Inc · Group Plan
PPO Gold
$1,500 ded · $7,500 OOP · 80/20
HDHP Silver
$3,500 ded · $7,000 OOP · 70/30
+ Add plan tier
Sharing ministries

A modern home for a 35-year tradition.

Sharing ministries have cared for their communities for decades — but most platforms treat them like second-class insurance companies. Claimaro is built from the ground up to speak the language of sharing while delivering HIPAA- and SOC 2-compliant operations.

  • Needs submission & eligibility review
  • Sharing distribution with transparent ledgers
  • Community messaging & prayer requests
  • Member care notes & caseworker assignments
  • Pre-existing and non-eligibility tracking
  • Language that says "share," "need," and "community" — not "claim"
Talk to us
Need #2481
Surgery · R. Hale family
Orthopedic · Submitted Apr 14, 2026
Billed
$18,420
Shared
$15,920
Community prayer requested · 48 members responded
TPAs

Modern infrastructure under your service layer.

Third-party administrators serving multiple groups can white-label Claimaro as the engine behind the scenes. Manage dozens of clients, each with their own plans, members, and claims — from one dashboard.

  • Multi-client dashboard with tenant switching
  • Shared fee schedules with per-client overrides
  • Bulk electronic claim intake & remittance
  • Role-based access for adjudicators
  • White-label branding per client
  • API access for your existing workflows
Partner with us
Active clients
24
Harmony Share · 8,420 members342 claims
Acme Inc · 1,180 members58 claims
Northwind LLC · 640 members21 claims
Liberty Circle · 12,800 members487 claims

Not sure which you are?

If you run a community that pools money to share medical bills — you're us. Book a 30-minute call and we'll figure out the right fit.

Book a demo